Can Prepaid Debit Cards Be Used Online?

Can you load a prepaid card with a debit card?

Once you have no more money left on it, you simply reload it.

Most major card networks — including Visa, American Express, Discover, and MasterCard — offer prepaid cards.

Therefore, they can be used anywhere debit cards can, like at the grocery store, gas station, and even for bills..

How much can you put on a prepaid Visa card?

The daily cash load limit doesn’t apply to other methods of adding money to the prepaid debit card, like direct deposit, bank transfers, or mobile check deposits. Cash load limits range from $500 per day to as much as $10,000.

What name do I put for a visa gift card?

Use Real Name and Current Address. When registering the gift card, enter your first and last name, just as you would on a credit card. Enter current address information as well.

What are the disadvantages of prepaid cards?

Some of the fees can be relatively low, it depends on the card. For example, the only fee the American Express Prepaid Card charges is $2 for ATM withdrawals. Another disadvantage is that they are not considered a form of credit, so it is impossible to build credit history by using them.

What Prepaid cards work for online shopping?

Best Reloadable Credit Cards Online in 2020PayPal Prepaid Mastercard®: Best for Direct Deposit. … NetSpend® Visa® Prepaid Card: Best for Everday Use. … NetSpend® Visa® Prepaid Card: Best for Flexibility. … BlueBird® by American Express®: Best for Budgeting. … American Express® Serve®: Best for Onsite Shopping.More items…•

Can Visa gift cards be used online?

Unlike store-issued gift cards, your Visa Gift card is intended for use anywhere Visa cards are accepted, in person or online. … You can use your Visa Gift card anywhere Visa cards are accepted. Just always ensure that the remaining balance on your card will cover the amount of your planned purchases.

How do you use a prepaid Visa card on Amazon?

How To Use A Visa Gift Card On AmazonGo to Amazon’s ‘Reload Your Balance’ page.Enter the amount on your Visa gift card.Sign in to your account; this step is required even if you’re already logged into your Amazon account.Click on ‘Edit’ in the payment method box; you’ll then be redirected to a new page where you’ll click ‘Add a card’More items…•

Why are prepaid cards not accepted?

The most common reasons are that the card hasn’t been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card’s balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.

Can you put money on a prepaid card at an ATM?

Though the two cards are similar, only prepaid cards can be used to get cash from an ATM or to get “cash back” from a merchant. Gift cards cannot. Read the terms and conditions on the back of your card to know for sure.

Can I use a prepaid card on Amazon?

You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.

Why can’t I use my Visa gift card online?

For security measures, some gift card sellers require the recipient to activate the card before it can be used. … If your gift card does not work online, check to see if it needs to be activated or registered before use. If you have a Visa gift card or Mastercard gift card from GiftCards.com, activate your card here.

Can prepaid card be traced?

A) Yes, they do keep track of purchases. Almost all prepaid gift cards require some form of registration where they collect different data about you: name, address, zip code, phone number, etc. … The gift card becomes an account, and you can review your purchase history just like a regular credit card.

Is a prepaid card the same as a debit card?

Unlike a debit card, a prepaid card is not linked to a bank account. Generally, when you use a prepaid card, you are spending money that you have already loaded onto the card. Prepaid cards vs. … Instead, you are spending money you placed in the prepaid card account in advance.

How do prepaid debit cards work?

A prepaid debit card is much like a gift card in that you are accessing stored value on a card. It is pre-loaded with a certain amount of cash, which can be used the same way that a credit card is used. The payment is immediately deducted from the balance.

How do I put money on my prepaid Visa card?

You may be able to:Arrange for a paycheck or other regular payment to be directly deposited onto the card.Transfer money from a checking account or another prepaid card.Buy a “reload pack” to add a certain amount to your card.Add funds at certain retail locations or at the financial institution that provides the card.

How long do you have to wait to use a Visa Gift Card?

24-48 hoursAfter you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.

Which prepaid card is best for direct deposit?

What is the Best Prepaid Card for Direct Deposit?Best for Regular Use: Netspend® Visa® Prepaid Card.Best Mobile Experience: Brink’s Prepaid Mastercard.Best for Online Payments & Cash Back: PayPal Prepaid Mastercard®Best for No Fees: Bluebird from American Express.

What is the best prepaid debit card with no monthly fee?

Bluebird® by American Express The Bluebird® by American Express is one of the more affordable prepaid debit cards you can obtain, charging no monthly fees, no transaction fees, and no ATM fees for ATM withdrawals made at MoneyPass® ATMs.

Can you put a Visa gift card in your bank account?

Yes, you can transfer money from most prepaid gift cards to your bank account using a service called CardCash. Unlike most prepaid cards, gift cards are disposable and can only be used until the balance reaches zero while most prepaid cards are reloadable and can be used indefinitely.

How do you use a prepaid gift card online?

You can use your card for online purchases by entering the card number, expiry date and the 3 digit code (CVV) found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert “Gift Card” in the field provided.